How To Approach Your Insurance Provider After A Car Accident

Nov 3, 2017

If you experience a car accident and it requires you to visit a car accident doctor, one of the most important things to do after is to contact your insurance provider right away. Although accidents can be traumatic and stressful, it’s important to alert your provider to process your claim.

Reporting A Car Accident

After you contact the police to report your car accident, you’ll need to alert your insurance provider so that can begin to investigate or process your claim. Depending on who is considered at-fault or responsible for the accident, your insurance provider may be able to cover the damage to your vehicle, as well as medical treatment. Failing to notify your provider of a crash has potential negative ramifications that include higher premiums and dropped coverage.

Information Your Insurance Provider Needs After A Car Accident

When you contact your insurance provider after an accident, there are particular forms of information you’ll need to communicate. First, let your insurance provider know precisely when the accident occurred considering the date and time. Give the complete name of the other driver(s) involved, as well as their license plate number and address.

Let your provider know the year, make and model of each vehicle that’s involved in the accident, as well as the name and contact information of any witnesses. Details such as the weather and road conditions at the time of the accident should also be relayed. If you have access to a camera or smartphone, take photos of the damage and send them to your insurance provider for further evidence that supports your claim.

Choosing The Right Words

It’s important to prepare yourself to discuss the accident and the events leading up to it in detail. Once you contact your insurance provider, they will likely ask a series of questions that are recorded for future reference or use. After you go over all of the related details, feel free to ask any questions you have and what they will need to move your claim forward.

Make sure to write down the name and employee ID number of the representative you speak with for future reference. Although you may be upset or emotional after your accident, it’s best to try to remain calm and avoid offering responses that place responsibility on the other driver. Instead, try to stick to the facts and provide as much evidence that supports your side of the situation.

Documenting A Car Accident

Keeping track of the details and evidence that relate to your accident is essential when it comes to insurance coverage and avoiding various penalties. Providing your insurance company with official records, relevant pictures, and witness statements allows them to manage your claim more efficiently.

Contact AICA Orthopedics For Support and Treatment

After you speak with your insurance provider, contact our AICA Orthopedic Doctors to schedule a same-day examination. Our accident injury center helps hundreds of injured patients overcome their conditions and return to their routine as safely as possible. And, we can help connect you with experienced personal injury attorneys should you need to file a claim to collect compensation for your damages. Dial (404) 855-2141 to speak with one of our staff members today.


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